Bank Financing and In-House Financing Requirements

BANK FINANCING REQUIREMENTS

1. Completely filled-out Application Form
2. 3 pcs 1x1 ID picture (husband & wife, if married)
3. Photocopy of 2 valid ID (husband & wife, if married)
4. Community Tax Certificate (husband & wife, if married)
5. Tax Identification Number (TIN)
6. Proof of Billing (Meralco, PLDT, other)
7. Birth Certificate
8. Marriage Contract (if married)
9. Owner's Copy of Transfer
10. Photocopy of Contract to Sell

For employed applicants:
1. Original Copy of Certificate of Employment (must indicate length of service, position and annual salary)
2. Latest Income Tax Return (ITR)

For self-employed applicants:
1. Audited Financial Statements for the last 2 years
2. Two (2) years in-house Financial Statement and Interim Statement (when available)
3. ITR for the last 2 years
4. Photocopy of Bank Statements and Passbooks for the last 6 months
5. Certificate of Business Registration with SEC or DTI (if single proprietorship)
6. Articles of Incorporation and By-Laws (if applicable)
7. Business Background / Company Profile
8. Trade Suppliers / Customers (at least 3 for each with contact persons and telephone numbers)

IN-HOUSE FINANCING REQUIREMENTS

Initial Requirements:
1. Latest proof of income.
2. 3pcs 1X1 ID picture (recent)
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete Post Dated Check for Equity and Amortization
6. TIN

Additional Requirements for OFW:

1. Job Contract
2. Passport
3. Special Power of Attorney (SPA)
4. Valid I.D. of Attorney in Fact
5. 1 pc. ID picture of Attorney in Fact
6. Residence Certificate of Attorney in Fact

Additional Requirements for Self-Employed:
1. Affidavit of Income
2. Business Name and Permit
3. Passbook with 3 months maintaining balance
4. ITR

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Forest View Phase 3 Newly Open

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REQUIRED DOCUMENTS CROWN

Required Documents for Spot Cash
• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
• 2 pcs. 2" x 2" id pictures (husband and wife)

Required Documents for Deferred Cash (2 years to pay)
• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
• 2 pcs. 2" x 2" id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Required Documents if with Financing

Overseas Contract Workers (OFWs)
• Original Certificate of Employment and Compensation w/ Consular Seal
• Photocopy of Contract of Employment
• Photocopy of Passport (all pages with entries)
• Proof of Remittances (latest 6 months)
• Pay Slips (latest 3 months)
• 2 Valid IDs
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• Community Tax Certificate (Cedula)
• 2 pcs. 2" x 2" id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Locally Employed
• Photocopy of Income Tax Return (ITR)
• Original and Notarized Certificate of Employment and Compensation (COEC)
• Pay Slips (latest 3 months)
• 2 Valid IDs
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• Community Tax Certificate (Cedula)
• 2 pcs. 2" x 2" id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Self-Employed (Business)
• Photocopy of Business Registration (DTI/SEC)
• Mayor's Permit
• ITR for the last 2 years
• Original Audited Financial Statements for the last 2 years
• Franchise/OR/CR (for taxi, jeepney, bus operators)
• PTR (For practicing professionals)
• Company Profile (if applicable)
• Picture of Business Establishment
• Bank Statements (latest 6 months)
• Birth Certificate or Marriage Contract
• 2 Valid IDs
• Community Tax Certificate (Cedula)
• 2 pcs. 2" x 2" id pictures (husband and wife)
• Proof of Billing Address (Utility bills)
• Post dated checks

Note: Other documents may be required on a case to case basis.

Primavera Residences

Cagayan de Oro will soon host another coming out party when its first-ever high-rise condominium building complex goes up late this year at the Pueblo de Oro Township, adding another landmark to an increasingly impressive skyline.

Volt Flores, Pueblo de Oro Development Corp. (PODC) Product Manager said the condominium has been dubbed the Twin Eco Towers and will be situated just across the present Concentrix building in the Pueblo de Oro Business Park.

“Twin Eco Towers is conceived to be a 10-storey, 12,000 square meter mix residential and commercial space, which will also be the first green building complex in Mindanao designed with eco-friendly, sustainable features such as solar power panels, optimized power usage, and maximized natural lighting and ventilation,” he added.

Euroasian Design & Eco-Development Corporation (Italpinas) and PODC signed the final agreement for Italpinas’ acquisition of the 1,125 square meter (sq.m.) property on March 10, 2009 at the PODC Corporate Headquarters in Makati City. Investment and Capital Corporation of the Philippines acted as arranger for the deal.

Flores, who also handles product development for PODC, said the Italian architectural firm ITAproject, an internationally awarded Italian company with an established a track record in “green” architecture and design would design the Twin Eco Towers.

“The first floor is conceived to have about 750 sq.m. of commercial space, while the second floor would be let out as offices. About 100 units of one-bedroom, two-bedroom and studio type residential condominium units will be located from the 3rd to the 10th,” Flores said. Project cost has been initially pegged at P200 Million.

Italpinas CEO Romolo Nati said that the final conceptual design will be ready by May and construction is expected to begin in the fourth quarter of 2009.

In addition to the Twin Eco Towers, PODC plans to start construction on a two story commercial building at Regatta Square by the last quarter of this year.Flores said the planned edifice would have commercial spaces to let in the ground floor and mixed-use spaces suitable for medical/dental clinics, spas, and stores in the second floor.

Also on the drawing board is a third PODC building along Masterson Avenue that is expected to rise by the end of the year. __________________

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House and Lot for Sale 1.8-2M Golden Glow Village Back of SM Mall

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